| Purpose | Urgent domestic expenses / Children education / Home furnishing / purchase of electronic goods / Children marriage |
| Eligible persons | - State Govt / Central Govt / Quasi Govt employee / Coop. Institutions / Financial Institutions / Techers / Professors / Industrial Establishments etc.,
- Salaried employees working in reputed private firms / IT companies etc., - Businessman & Professionals like Doctors / Lawyers / Chartered Accountants / Consultants / Engineers etc., - Applicant must be resident / employed within city of Chennai Metropolitan - Applicant & 2 Co-employee Guarantor should become Associate Member |
| Quantum | Maximum Rs.15,00,000 or 20 month's gross salary, whichever is less, in multiples of thousands. |
| Rate of Interest | 11% p.a. (subject to change from time to time). |
| Repayment period | 84 equated monthly instalments |
| Eligibility | Minimum CIBIL Score: 720 Carry Home Salary: 25% (Minimum) 2 Co-employee Guarantor |
*Additional condition applied