SHORT-TERM AGRICULTURAL ADVANCES 

Credit limit sanctioned to Central Coop. Banks for financing Seasonal Agricultural Operations
During the year 2003-2004, the NABARD sanctioned credit limits aggregating Rs.320.83 crores to TNSC Bank on behalf of 22 DCCBs for financing seasonal agricultural operations.  In addition, TNSC Bank sanctioned an additional limits of Rs.281.00 crores from its own resources to the DCCBs for the same purpose.  Thus, limits aggregating Rs.601.83 crores were available to DCCBs for financing SAO.
 
Issue of Short Term Agricultural Loans by DCCBs
The DCCBs issued short term agricultural loans to the extent of Rs.581.27 crores during the year 2003-2004.
Finance to Small Farmers
Out of the short-term agricultural loans of Rs.581.27 crores issued by the DCCBs in 2003-2004, loans amounting to Rs.341.24 crores were issued to small farmers.  The loans issued to small farmers constituted 58.71% of short-term agricultural loans issued during the year.
Issue of Loans in Cash and Kind
Out of the total loans of Rs.581.27 crores issued during the year 2003-2004 by the DCCBs for seasonal agricultural operations, Rs.157.68 crores were issued in the form of kind components, viz., seeds, fertilizers and pesticides, which worked out to 27.13%.