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Scheduled Bank (Listed under Second Schedule of RBI Act) | ||
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DICGC coverage for deposits upto Rs.1 lakh | ||
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Periodical supervision / inspection by NABARD | ||
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Strict compliance of RBI and Banking Regulation Act Regulations in adherance of SLR & CRR | ||
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Earning profits continuously since inception from 1905 | ||
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Lowest interest rate on jewel loan | ||
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Lesser Service charges | ||
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Drafts issuing / cheques collection facility all over India | ||
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Computerised operations at all Branches | ||
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| Type of Deposit |
Percentage per Annum |
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Savings
Bank (w.e.f. 1.3.2003) |
3.50% |
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Term
Deposits (w.e.f.27.04.2009) |
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15 days to less than 30 days | 4.00% | |
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30 days to less than 46 days | 4.00% | |
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46 days to less than 91 days | 4.50% | |
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91 days to less than 181 days | 5.50% | |
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181 days to less than 12 months | 6.50% | |
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12 months to less than 24 months | 7.50% | |
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24 months and above |
7.25% | |
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Tax Benefit Deposit (5 Years and above) | 7.50% | |
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Additional interest rate @ 0.75% p.a will be allowed for SENIOR CITIZENS for the investments made for the period of one year and above. |
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